OK, Windy, here's my thoughts...I love my CZ52, CZ83, CZ82 and have no problem CC with any of them if my clothing permits (CZ52 has it's very own Galco vertical shoulder holster) . All GREAT weapons and GREAT values, although the CZ52's are getting rather "pricey" here in Texas. All these Cold War CZ's are built like tanks and have functioned smoothly with any and all brands of ammo I've fed them...that's a big plus for autos. All three are accurate as the day is long. So, in my personal rating of firearms, they are all solid A+...dependable, accurate.
Concerning caliber, I personally have NO, NONE, ZERO problem with .380 as my primary carry. As far as that goes, I would have no problem relying on a .32 as long as the weapon was dependable and accurate. The third requirement for me (behind dependability and accuracy) is penetration. Bullet diameter falls much further down on my requirement checklist. That's why that should you decide on anything in the .32 or .380 caliber, I recommend FMJ to insure adequate penetration. There's lots of arguments for both FMJ and JHP on the web. For me, it's all about depth of penetration.
All this being said, the two weapons I can always carry (regardless of the season or my wardrobe) is either a DB380 in a Galco ankle holster or a S&W .38 bobbed-hammer snubbie in my Wranglers front right pocket. That's what fits me. IMHO, you can't beat a hammerless snubnose for day-in, day-out concealed carry.
Good luck and have fun shopping!